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ziofy Virgo

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Once an individual starts his career by taking up employment in any of the PF registered organization, an employee would be registered for PF purpose and both employee and employer contributions to employee’s PF and the fund earns interest till withdrawal. Further, it is not uncommon especially in early or mid-years of the career, to switch job for various reasons with or without break. In such scenarios, what happens to the PF account of the employee already created with the previous employer?
The employee will have two options in such cases.
Employee’s contribution with interest can be withdrawn if the employee continues to be on break for up to 60 days; or
Transfer the balance to the current employer
As already mentioned, in order to make it an ideal saving for retirement it is always better to transfer the PF balance instead of withdrawing. This is also advisable from the tax standpoint as withdrawal of PF within 5 years of continuous service attracts tax.

You should transfer your EPF instead of withdrawing the money. The PF transfer option comes with a range of benefits for employees. Some of these are:

TDS is charged on PF withdrawal if the account is less than 5 years old. If you transfer your PF account and maintain it for 5 years, you become eligible for tax-free withdrawal of your money.
EPFO offers compound interest on your savings. So if you close your account and open a new one, the interest earned would reduce with respect to the transferred account.
Employees who continue with the same EPF account for more than 10 years become eligible for pension after they attain 58 years of age which will not be possible if an employee closes the account every time he switches his job.

Disclaimer :- This app is not official app

App are based on ower research By ziofy virgo App

1)this app providing just tips or Information and list of PF Transfer Online - How to Transfer EPF Online
2)that all content are other website that are allow free content.
3)This is not the official application for any government scheme nor associated with any Govt. body.
4)Developer of this Android App and its affiliates will not be responsible for any harm, loss or damage arising out of information provided on this app.
一旦个人通过在任何PF注册组织中就业而开始其职业生涯，员工将被注册为PF目的，员工和雇主对员工PF和基金的贡献都会产生利息，直至退出。此外，特别是在职业生涯的早期或中期，出于各种原因（无论是否休息）转换工作并不罕见。在这种情况下，已经与前雇主创建的员工的PF帐户会发生什么？
在这种情况下，员工将有两种选择。
如果员工继续休息长达60天，则可以撤销员工的利息贡献;要么
将余额转入当前雇主
如前所述，为了使其成为退休的理想储蓄，最好转移PF余额而不是退出。从税收的角度来看，这也是可取的，因为在连续服务的5年内取消PF会吸引税收。

你应该转移你的EPF而不是取钱。 PF转让选项为员工带来了一系列好处。其中一些是：

如果账户少于5年，TDS将被收取PF费用。如果您转移PF账户并维持5年，您就有资格免税提取资金。
EPFO为您的节省提供复利。因此，如果您关闭帐户并开设新帐户，则转帐后的利息会减少。
持续使用相同EPF账户超过10年的员工在达到58岁后才有资格领取养老金，如果员工每次转职时都无法关闭账户。

免责声明： - 此应用程序不是官方应用程序

应用程序基于ower研究由ziofy virgo App

1）此应用程序提供提示或信息和PF转移在线列表 - 如何转移EPF在线
2）所有内容都是允许免费内容的其他网站。
3）这不是任何政府计划的官方申请，也不是任何政府计划。身体。
4）此Android应用程序的开发者及其关联公司对由此应用程序提供的信息所造成的任何伤害，损失或损害概不负责。


PF\u5728\u7ebf\u8f6c\u79fb - \u5982\u4f55\u8f6c\u79fbEPF\u5728\u7ebf\u4fe1\u606f\u5e94\u7528\u7a0b\u5e8f

PF Transfer Online - How to Transfer EPF Online

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